Started on the passenger side and that rotor does not look as good as the other three but I did not notice any obvious gouges. I used the 14mm wrench and took out the lower bolt holding the caliper housing in place. Then I swung the housing upwards with ease. I tried to pull the brakes directly back but the clips held them into place. Took about three seconds to realise that I had to grab the brake and move them out, away from the rotor. They came out rather easily.
I removed the new brakes from the package and they slid right into place without any trouble whatsoever. The guy at the auto store sold me a $1 pack of lubricant because "the cheap brake pads are noisy". I did not apply this though I did spend 10 minutes on the 'Net reading up on where and how to properly apply it.
Trying to lower the housing was difficult. It would not slide back into place at all. The problem is that the calipers had adjusted to the very thin brakes. Suddenly the tool that Tom recommended made sense. However, I had not purchased one. So another 15 minutes was spent finding a C clamp and a very thin piece of wood. Once I used that contraption the housing slid down into place and I replaced the bolt.
The other side took me about 10 minutes total. After lowering the car I pumped the brakes a few times and did my test drive. Works like a charm and no brake noise at all but I will hold onto the lubricant, just in case. My guy friend said that he will make sure I am around when he goes and does his in the near future.
Thank you Chris and Tom for your help and patience. It was amazingly simple and I may try the rotors the next time the brakes need to be replaced.
